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As your credit score isn’t something you can physically see on a daily basis, it’s easy to let it slip your mind. That is, of course, until you need it for something important, like securing the home of your dreams.

A low credit score can be built up over time and in the long run, affect your chances of securing a property. The higher your score, the lower rates on mortgages you tend to get.

To make sure you keep on top of your score, it’s a good idea to check it every now and then for any mistakes. Thankfully, even if you have a low score, there are steps you can take to help bring it up and put you back on track.

Sainsbury’s Bank has put together a handy visual guide, explaining all the things that can affect your score and how to prevent the worst from happening.

guide-to-credit-scores.jpg

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